For Building Designers, every project is unique and has its complexities.

That’s why it is important to ensure you are covered for the vast range of exposures that may be present within the profession.

While in some instances it is not compulsory, governments, major organisations and association schemes often make it a condition of tender, contract or membership that you hold an appropriate level of cover.

Some states also have mandatory requirements in place for building professionals to hold certain insurances to be able to legally practice.

We specialise in providing tailored insurance packages for Australian Building Designers which offer broad cover and flexibility. We have created a unique Building Designer specific policy wording.

This provides Building Designers with the peace of mind knowing that they have a comprehensive insurance policy protecting their business, tailored to their industries requirements.

Buildings Designers typically need the following covers.

Types of covers may include:

• Professional Indemnity Insurance – Mandatory in some states
• Public Liability Insurance
• Management Liability Insurance
• Cyber Insurance
• Tools & Equipment Insurance
• Office Insurance

Each Building Designer has different requirements and we work with each individual to ensure they have the right cover for their business. Whether you are a one man band or an office of 20, we can assist you.

It’s important to remember that Professional Indemnity insurance is offered on a ‘claims made’ basis. More information on this and run off insurance can be found here.

Each state in Australia has different requirements for Professional Indemnity insurance. Some states require a limit of $2,000,000 whereas some states require no cover at all. There are also some contractual requirements that also need to be considered that may require a Building Designer to have a higher limit of Professional Indemnity cover.

As the leading Building Designer Insurance Broker in Australia, we can work with you to ensure you have the right cover to meet your individual requirements. We currently partner with the following associations for their insurance requirements:

• Design Matters National
• Building Designer Association of Australia (BDAA)
• Building Design Queensland (formerly BDAQ)

We also work with Building Designers from all the other states and have a specific policy wording available with competitive premiums available.

As a Building Designer, you face many different risks in running your business. Professional Indemnity Insurance provides your business with protection against causing a financial loss to your client. We assist many Building Designer clients each year with claims and/or incidents that arise.

With evolving legislation and building industry issues present (non-compliant building materials, exploding balustrades, dodgy wiring), now is as important a time as ever to have the correct Professional Indemnity Insurance in place.

Professional Indemnity Insurance can provide your business with protection from claims relating to:

• Error in documentation submitted to council
• Loss of client documentation
• Wrongful or inadequate advice to your client
• Acting without proper instructions from your client
• Failure to act in accordance with your client’s instructions, or at all.
• Failure to advise client adequately

Each policy wording is different with some better than others. It is important to ensure you have the correct cover in place for your business.

At Webber Insurance, we are here to help you. Please either submit your details below for a quote or contact the office on 1300 932 237 to discuss your insurance requirements.