Public Liability Insurance is an important cover for most contractors and consultants. It covers an individual or company as a result of their business activities for

• Personal injury to third parties
• Property damage to third parties

Products Liability covers bodily injury or property damaged caused from anything after it has left your possession or under your control that has been:

• Manufactured,
• Grown,
• Extracted,
• Produced,
• Processed,
• Constructed,
• Erected,
• Assembled,
• Installed,
• Repaired,
• Serviced,
• Treated,
• Sold,
• Supplied, or
• Distributed

IT Liability Insurance is important for any IT contractor or consultants. IT Liability Insurance incorporates cover for both

• Professional Indemnity Insurance
• Public Liability Insurance

IT Liability Insurance will protect you should you become legally liable to defend yourself as a result of:

• Any actual or alleged negligent act,
• An error or omission, or
• Bodily injury or property damage type claim

Contract Works Insurance insures construction-related activities of a construction project into one packaged policy, covering the interests of all parties involved in the development.

• Construction of buildings and other structures.
• Erection and installation of machinery, plant and equipment.
• Dry and wet civil works.
• Legal liability.
• Advanced loss of profits.
• Advanced loss of rental.
• Delay in start up, and
• Holding costs and standing charges.

If you are a contractor or sub-contractor, Plant & Equipment Insurance provides cover for a range of construction equipment, including portable tools, bobcats and forklifts.

Plant & Equipment policies can cover:

• Broad form liability
• Consequential loss
• Damage
• Machinery breakdown, collapse or deterioration
• Hired – in plant
• Road risk

Keep your assets in motion with Motor Vehicle Insurance.

Commercial motor insurance enables all of your different business vehicles to be insured under the one policy (where available) including:

• Sedans and utilities.
• 4wd’s and vans.
• Light Commercial (up tp 4.5T)
• Commercial Trailers.
• Forklifts.
• Mobile plant, machinery and equipment.
• Owner drivers.

As well as providing the common insurances required by contractors and sub-contractors, we provide additional products that may be necessary in your particular line of work or in the day to day running of your business. These additional products include but are not limited to:

• Corporate Travel Insurance
• Directors and Officers Insurance
• Personal Accident & Illness Insurance
• Property Insurance
• Sickness and accident
• Workers Compensation